Call Us: +91-7827945952

Email us: sales@capayouts.com

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Business Loan Features & Benefits

A Business Loan or Commercial Loan through Payouts bazaar can help you set up or expand your business. We understand that business finance is essential for existing firms in different phases of expansion, and thus we make procuring a business loan in India easy and simple.

- Loans for all types of businesses

Businesses Loan of big and small requirements, you can borrow from Rs 1 Lakh to Rs 1 Cr. No security or collateral is required for obtaining a business loan..

- Flexible Tenures

Our flexible tenures on loans make repayment easy; you can choose your loan tenure for any period between 1 and 5 years

- Easy Application

We provide door-to-door service so that you can submit your application from the comfort of your office or home. Business loans through CAPayouts are available across 50 cities in India..

- Get Payouts as Cashback

Get Up to 1% of Loan amount as cashback on disbursement on loan.

Business Loan Eligibility Criteria

CAPayouts helps to provide unsecured business loans to a wide variety of small, medium and large enterprises, and professionals, top-up facilities for existing business loan customers who may require more credit at a later date.

1. Business loans are provided to :-

  1. Sole proprietorship firms
  2. Private Ltd. companies and closely held limited companiessc.
  3. Partnership firmsd.
  4. Self-employed individuals / professionals - CAs, Doctors, etc.
  5. Retailersf.
  6. Manufacturersg.
  7. Traders

2. The business must have been in existence for a minimum period of 3 years
3.The company’s turnover should be more than Rs 50 Lakh
4. The company’s profit after tax (PAT) for the last two years should be positive
5. Minimum Age: 28 years; Maximum Age: 68 years, at loan maturity
6. Good credit rating score in credit bureau
7. For some banks GST registration and current account is must


Document Required

KYC Proof ( Applicant & Co-applicant )

Pan Card – Mandatory | Aadhaar card – Mandatory | Pass Port Size Photo

Address Proof – Office and Residence( Self-attested copy of any one document* )

Electricity Bill | Bank Account Statement | Passport


Income Proof ( Self-attested copy of any one document* )
Self Employed Individual

- Last three years Financial ( COI, Balance sheet, P&L ,Audit Report )
- Last One year’s Bank Statement – Current account/Savings Accounts
- GST Returns of last one year.


Business Proof- ( Self-attested copy of any one document* )

For Professionals
- Qualification Certificate/Certificate of Practice (COP)

For Private Limited Company

  • - MOA & AOA/ Company registration
  • - Company PAN Card
  • - List of Directors and List of Shareholding on Letter-Head
  • - GST Registration Proof

For Proprietorship Company

  • - Company registration
  • - Company PAN Card
  • - GST Registration Proof

For Partnership Company

  • - Partnership Deed
  • - Company PAN Card
  • - GST Registration Proof