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Email us: sales@capayouts.com

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Home Loan Provider Company

Loans up to 85% on CLP property | Pre-approved loans available as per requirement. | Rate of Interest starting from 8.75%. | Payouts Up to .40% of Loan Amount on ready to move properties

Home Loan Features & Benefits

A Home is one of the biggest purchases in an individual's life. To buy a home without securing a home loan is tough financially for most people. We, understand the needs of our customers and partner with them so that they can become proud homeowners on terms that are fair and simple. With a Home Loan, you can buy a flat or a house without having to worry about putting together a huge down payment.

- Loan Amount

Loans offered from Rs 5 Lakhs up to Rs 5 Crores in more than 50 locations across India at competitive interest rates.

- Flexible Loan Tenure

Maximum loan tenure of 360 months for salaried professionals and maximum 300 months for self-employed.

- Pradhan Mantri Awas Yojana

Avail interest subsidy benefit up to Rs 2.67 Lakhs under PMAY Credit Linked Subsidy Scheme.

Home Loan Eligibility Criteria

CAPayouts provides home loans to a wide variety of customers. In order to check your home loan eligibility, you can use our home loan eligibility calculator. Housing loan eligibility requires that you meet some basic criteria. The home loan eligibility criteria are:

  1. Salaried and Self Employed Professionals
  2. Sole proprietors and Partnership Firms
  3. Clear record in terms of past loans and statutory payments.
  4. Minimum age requirement is 23 years at the time of taking the loan and maximum 70 years or retirement at the time of maturity
  5. Good credit rating score in credit bureau
  6. Micro, Small and Medium Enterprises.
  7. Minimum 3 years in business with a positive net worth (for Self-employed) or one years work experience (for Salaried individuals)

Document Required

KYC Proof ( Applicant & Co-applicant )

Pan Card – Mandatory | Aadhaar card – Mandatory | Pass Port Size Photo

Address Proof – Office and Residence( Self-attested copy of any one document* )

Electricity Bill | Bank Account Statement | Passport


Income Proof ( Self-attested copy of any one document* )
Self Employed Individual

- Last three years Financial ( COI, Balance sheet, P&L ,Audit Report )
- Last One year’s Bank Statement – Current account/Savings Accounts
- GST Returns of last one year.


Business Proof- ( Self-attested copy of any one document* )

For Professionals
- Qualification Certificate/Certificate of Practice (COP)

For Private Limited Company

  • - MOA & AOA/ Company registration
  • - Company PAN Card
  • - List of Directors and List of Shareholding on Letter-Head
  • - GST Registration Proof

For Proprietorship Company

  • - Company registration
  • - Company PAN Card
  • - GST Registration Proof

For Partnership Company

  • - Partnership Deed
  • - Company PAN Card
  • - GST Registration Proof

Property Proof (Self-attested copy of any one document*)
  • - Photocopy of original sale deed
  • - Allotment/Possession letter
  • - No objection certificate from the society and other documents as per legal report
  • - Map