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Provider Of Loan Against Property

Loan amount from Rs 10 Lakhs to Rs 10 Crores | Eligibility of up to 90% of property market value | Loan tenures of up to 20 years | Payouts Up to .50% of Loan Amount

Loan Against Property Features & Benefits

A loan against property or a mortgage loan is a convenient way to fund your business or meet your personal needs. You can be self-employed or a salaried person to secure a mortgage loan. CAPayouts can help unlock the hidden value in your property to offer you a loan against property. Here are some features.

- Loan for all Needs

With the Loan Against Property you can borrow as little as Rs. 10 lakhs to as high as Rs. 10 crores. You may seek the loan either to capitalise and boost your business or for your personal purposes.

- We consider your property’s market value

Our mortgage loans experts are designed to unlock the maximum value of your property. You can borrow up to 90% of your property’s market value.

- Flexible repayment options

You can repay your mortgage loan according to your cash flow and budget so that you are never under pressure of monthly instalments. You can borrow for tenures of as long as 20 years and modify your loan tenure to suit your financial situation.

Loan Against Property Eligibility Criteria

Banks offers loan against property to individuals and businesses. In order to establish if you meet our loan against property eligibility, we have stipulated simple parameters. You can get a loan against property for business in order to expand capacity or for meeting capital needs of your enterprise. Here are some basic eligibility criteria

  1. Salaried and Self Employed Professionals
  2. Micro, Small and Medium Enterprises
  3. Clean record in terms of past loans and statutory payments.
  4. Minimum 2 years in business in an industry with a positive net worth (for Self-employed) or 5 years’ work experience (for salaried individuals)
  5. Sole Proprietors, Partnership Firms, LLP and Private Limited Co.
  6. Good credit rating score in credit bureau.
  7. Minimum age requirement is 23 years at the time of taking the loan and maximum 70 years or retirement at the time of maturity

Document Required

KYC Proof ( Applicant & Co-applicant )

Pan Card – Mandatory | Aadhaar card – Mandatory | Pass Port Size Photo

Address Proof – Office and Residence( Self-attested copy of any one document* )

Electricity Bill | Bank Account Statement | Passport


Income Proof ( Self-attested copy of any one document* )
Self Employed Individual

- Last three years Financial ( COI, Balance sheet, P&L ,Audit Report )
- Last One year’s Bank Statement – Current account/Savings Accounts
- GST Returns of last one year.

Salaried Individual
- Last three months’ pay slip
- Last One year’s Bank Statement – Savings Accounts
- Last two years Form-16.


Business Proof- ( Self-attested copy of any one document* )

For Professionals
- Qualification Certificate/Certificate of Practice (COP)

For Private Limited Company

  • - MOA & AOA/ Company registration
  • - Company PAN Card
  • - List of Directors and List of Shareholding on Letter-Head
  • - GST Registration Proof

For Proprietorship Company

  • - Company registration
  • - Company PAN Card
  • - GST Registration Proof

For Partnership Company

  • - Partnership Deed
  • - Company PAN Card
  • - GST Registration Proof

Property Proof (Self-attested copy of any one document*)
  • - Photocopy of original sale deed
  • - Allotment/Possession letter
  • - No objection certificate from the society and other documents as per legal report
  • - Map